Loan Against Property

Loan Against Property (LAP)

We offers seamless Loan Against Property (LAP) solutions that help individuals and businesses raise funds by pledging their residential, commercial, or industrial property—without selling it. Whether you need money for business expansion, debt consolidation, or major personal expenses, LAP provides high-value funding at low interest rates.

I’ve been using R C DAVE GROUP for all my taxation and compliance needs for over a year now. Their team is incredibly knowledgeable and professional. They always go the extra mile to explain financial jargon in simple terms. Highly recommended for anyone looking for reliable CA services!

RC Dave Group has helped my business streamline GST filings and financial reporting. Their punctuality and transparency build trust. I appreciate their quick responses and proactive guidance. Definitely a dependable partner for any growing business.

As a startup owner, I struggled with accounting and legal compliance until I found R C DAVE GROUP. Their affordable and tailored packages helped me get organized without burning a hole in my pocket. Their team is approachable and always ready to help.

The team is professional and delivers great work. They handled my income tax filing and audit support very well. There were a couple of minor delays during peak season, but communication was always open and honest. Overall, a great experience!

From personal tax planning to company registration, R C DAVE GROUP handled everything smoothly. Their process is well-structured and they maintain excellent follow-up. Highly trustworthy and experienced.

I had some issues with past GST filings, and the team at RC Dave Group helped me fix everything with zero hassle. They really care about client success, and their support staff is polite and prompt. Wouldn’t think twice about recommending them!

Our Loan Covers:

We helps businesses secure funding for various financial goals, including:

Business Expansion – Launch new branches, hire staff, or scale production
Inventory Purchase – Buy stock or raw materials in bulk
Working Capital – Maintain day-to-day cash flow and operational expenses
Machinery/Asset Purchase – Upgrade your infrastructure or technology
Debt Consolidation – Combine multiple EMIs into one manageable loan

Eligibility Criteria for Loan Against Property (LAP)

Nationality
You must be an Indian citizen with valid documentation to establish your identity and citizenship.

Occupation & Income Stability
Applicants must provide proof of stable income, whether salaried or self-employed. This helps lenders assess your ability to repay the loan and gauge your financial reliability.

Credit History
Your credit score plays a crucial role in loan approval. A strong repayment record and a credit score of 700 or above (preferred) increase your chances of approval and can get you better loan terms.

Banking Relationship
A solid and trustworthy relationship with your bank or financial institution can work in your favor. Existing customers with good track records often enjoy quicker processing, better interest rates, and relaxed terms.

Property Market Value
The sanctioned loan amount depends heavily on the current market value of the property offered as collateral. Typically, lenders approve 50–70% of the property’s market value. The higher the property value, the greater your loan eligibility.

Clear Property Title
You must be the rightful and legal owner of the property. In the case of co-ownership, all owners must be part of the application. The property should be free from any existing mortgage or legal disputes.

Documents Required

Proof of identity/residence
Proof of income
Property-related documents
Proof of Business (for self-employed)
Account statement for the last 6 months

Call

9624898242

Email

info@rcdavegroup.com

Query

On Time
Service

Secure Online Payment

100% Satisfaction

No Hidden Charges

Experienced Professionals

“Exceptional service and unmatched professionalism!”

R C Dave Group helped us streamline our company’s tax filing and compliance. Their team is knowledgeable, responsive, and truly cares about client success.

Rakesh Sharma,

“Reliable and hassle-free accounting support.”

We’ve been working with R C Dave Group for over 3 years. From GST filing to ROC compliance, they handle everything efficiently so we can focus on growing our business.

Nakul Mehta,